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  • Budget Baby: Making Saving a Habit

    We all know we should start saving –recession looms, possible layoffs, plus living paycheck to paycheck just sucks.

    But unfortunately, so does saving. It's such a drag, especially when we live in such a rabidly consumer culture. We're encouraged  to define ourselves by possessions and you can’t pick up a magazine, turn on the TV or even surf the web without product come-ons.

    Now, I wouldn’t have a job if that were not the case –somebody has to finance the sparkling prose you read here on the 'Derby, for one – but defining ourselves through our stuff isn’t making anybody any happier and means we're going to have a lot of peers suffering through retirement with $200 diaper bags they can't trade in for prescriptions.

     

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