First off, I'd like to say that anyone who goes into being a surrogate strictly for the money has chosen a very challenging way to make a buck, because being pregnant is no picnic. But as this Newsweek article on the lives of surrogates points out, many women are also motivated by a desire to help others and to contribute something meaningful to the lives of couples who want kids. And the stereotype of the rich woman who wants a baby but not the stretch marks and thus hires a surrogate is strange also, since I can't imagine what would be more challenging than entrusting another person with your offspring before they are even born. So I doubt that one is founded much in reality either.
The article, which chronicles the stories of a number of women who became surrogates, touches on the controversies surrounding the practice, and there are many. There's the issue of maternal rights, and the fact that most surrogacy contracts aren't binding in many ways. There's the issues that come with one person in essence renting out their body, and the questions around what makes someone a parent, DNA or gestation or actual childrearing. Surrogacy is banned in much of Europe, and stereotypes about surrogates abound. Interestingly, many surrogates are military wives with husbands overseas. The article is worth checking out, if only because it makes you think hard about what it means to be a mother.